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About Us

Our Commitment:   
Serving our
Community by Providing Superior Home Financing Solutions and Resources

Who We Are

First State Mortgage is a division of First State Bank of St. Charles, MO. We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.  Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.

We have built a strong reputation as a trusted, established local mortgage lender, serving the lending needs of real estate professionals, builders and individual homebuyers in the communities we serve. 

What Sets Us Apart

We have access to a full range of mortgage sources and all of our Loan Officers are dedicated to finding the right loan to meet your unique needs, with the best rates, terms and costs.  Lending decisions are made in-house so you can reach us quickly with questions about your loan process.

But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!

For More information about First State Mortgage and it's other services, visit us at our corporate webpage at www.fsbfinancial.com.

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